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Price Change$1,069,000

197 Carney Street

Georgian Bluffs, Georgian Bluffs

$984,999

Detached|2-Storey
3 | 3 | 10
About this home

This beautiful Berner custom home on 1.5 acres in Georgian Bluffs offers the perfect blend of country privacy and city convenience, located within walking distance to Kelso Beach and just moments from the shores of Georgian Bay, local schools, and the amenities of Owen Sound. The property immediately impresses with great curb appeal, featuring premium Ledgerock stone, vinyl siding, a 2.5-car attached garage, and a welcoming covered front porch. Step inside to a bright, open concept kitchen and dining area designed for easy daily living and entertaining. The kitchen is a home chef's dream, boasting custom Mennonite cabinets, a central island, incredible cupboard space, a built-in workstation, and a handy appliance garage. This same high quality Mennonite craftsmanship extends to the cabinetry in the home's bathrooms. The main level also features a cozy living room with a natural gas fireplace, a spacious family room, and a combined laundry and office area with direct yard access. Upstairs, you will find three bedrooms, including a primary suite complete with a walk-in closet and a private four piece ensuite. The finished lower level adds excellent extra living space with a large recreation room, plenty of storage, and a direct walkout to the massive attached garage. Peace of mind is built right in, thanks to a Basement Watchdog battery backup system providing up to 8 hours of backup runtime. Hobbyists and outdoor enthusiasts will love the exterior features. The garage includes a dedicated 15 by 13 foot workshop at the back, while the deep, tree-lined backyard hosts a 12 by 16 foot shed with a roll-up door. Spend your summers relaxing on the back deck, enjoying a peaceful acreage that feels worlds away while remaining close to everything the Grey-Bruce region has to offer.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$5,880
Lot Size194.7 ft x 330 ft
mls© NumberX13573298
Listed ByRoyal LePage RCR Realty

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,042
Property tax
$490
Heat allowance
$150
Housing costs
$5,682 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $197,000
25-yr amortization

Income needed

$175,000

gross annual household income

Payment at 4%
$4,145 / mo
Cash down
$197,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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