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156 Ponacka Road

Herschel Ward, Hastings Highlands

$439,000

Detached|Bungalow
3 | 1 | 3
About this home

156 Ponacka Road - Step back in time with this cherished 1926 traditional cottage, family owned for generations and set on 251 feet of pristine West Bay shoreline on Baptiste Lake. Classic Canadian in every sense, the property offers panoramic views of the lake and forest, perfect swimming, and a choice of sun or shade. Three bedrooms, a deck, a dock, and a canopy of mature trees create a private and timeless setting, with four-season road access providing a front row seat to the changing seasons. Continue cottage life exactly as it has been lived and loved, or bring your vision and build your dream home on one of Bancroft's most desirable shorelines. This is a rare opportunity to own a piece of history and to make it your own.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. Age100+
Size< 700 sq. ft.
Property Tax$4,226
Lot Size251 ft x 92 ft
mls© NumberX13125030
Listed ByReva Realty Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,247
Property tax
$352
Heat allowance
$150
Housing costs
$2,749 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $87,800
25-yr amortization

Income needed

$85,000

gross annual household income

Payment at 4%
$1,847 / mo
Cash down
$87,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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