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Mount Dennis, Toronto
$824,900
Rare Opportunity To Own A Detached Home In Toronto With A Spacious Backyard And Detached Garage! This Well-Maintained 3-Bedroom, 2-Bathroom Home Offers Exceptional Value, Featuring A Renovated Custom Kitchen With Stainless Steel Appliances (Built-In Microwave, Stove, Fridge & Dishwasher), A Walk-In Pantry, And Pot Lights Overlooking The Spacious Living And Dining Areas. The Dining Room Walks Out To A Large Deck And Generous Backyard, Creating The Perfect Setting For Entertaining And Enjoying Your Own Outdoor Oasis! The Finished Basement Offers Additional Living And Entertainment Space, A 3-Piece Bathroom, And A Separate Laundry Area With Potential To Be Used As A Den. The Detached Garage Is Currently Set Up As A Home Gym. Recent Updates Include A New Roof (2025) And A/C (2023). Enjoy Excellent Transit Access Within Walking Distance To Mount Dennis Station, TTC, UP Express, GO Transit, Eglinton Line 5 LRT, Grocery Stores, And York Recreation Centre. An Incredible Opportunity For First-Time Buyers, Young Couples, Growing Families, Investors, Looking To Get Into The Toronto Detached Home Market!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,222
- Property tax
- $288
- Heat allowance
- $150
- Housing costs
- $4,661 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$143,000
gross annual household income
- Payment at 4%
- $3,471 / mo
- Cash down
- $164,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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