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Heart Lake West, Brampton
$924,900
There's a lot to love about 23 Cashel, starting with a layout you rarely see in Heart Lake West! This all-brick home offers 1,939 sq ft above grade plus a finished basement, on a quiet street in one of Heart Lake's most sought-after pockets. It has been owned and cared for by the same family for over 30 years, and it shows. Everything is meticulous, clean and ready for you to move right in, starting with the oversized 42" front door that gives the home real presence from the street. The family room above the garage is what sets this home apart. It's a huge, separate space with a fireplace that most layouts in the neighbourhood simply don't have, and it changes how the whole house lives. Multi-generational families will love having a private spot for grandparents or adult kids away from the main living areas. Growing families get a second gathering space so nobody is fighting over the living room. Either way, it's square footage you'll use every day. Three bedrooms upstairs round out the main living space. The finished basement gives you even more room, plus a rough-in for a bathroom. With the in-law suite potential downstairs and the separate family room upstairs, this home offers flexibility that's hard to find at this size in Brampton. Step outside and the backyard is a showpiece. The gardens are stunning and well established, the kind that take years of care to grow in, and they're yours to enjoy come spring without any of the work of starting from scratch. Parking won't be an issue with a double car garage and two more spots on the driveway, a real advantage for multi-car households. You're close to everything Brampton offers, from shopping and schools to parks and commuter routes, while still tucked away on a quiet, family-friendly street. Pride of ownership, a rare layout and space where it counts. Homes like this don't come up often in Heart Lake, so book your showing soon!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,734
- Property tax
- $459
- Heat allowance
- $150
- Housing costs
- $5,343 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$164,000
gross annual household income
- Payment at 4%
- $3,892 / mo
- Cash down
- $184,980
Assumes no other monthly debts · 25-yr amortization
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