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Brampton West, Brampton
$719,000
{STEP INSIDE} Walk into the foyer & the house starts working for you. Ceramic underfoot, a closet for the coats & a door straight through to the garage for the days the weather wins. Detached, with 3 bdrms up, a rec room with a wood-burning fireplace below & a backyard you can see from the family room. It's a layout that fits how a family actually moves through a day. {MAIN LEVEL} The kitchen has ceramic flooring, a double sink, stove with hood range, dishwasher & fridge, so the morning routine has everything in reach. The dining room has hardwood & a walkout to the backyard, so dinner can spill outside when the weather agrees. The open-concept family room has hardwood too & looks out over the backyard. That means you can watch the yard from the sofa. A 2pc powder room with ceramic flooring is handy for guests. {UPPER LEVEL} The primary bdrm has a walk-in closet & its own 4pc ensuite, a quiet place to close the door on the day. Bdrm 2 has laminate flooring & a double closet. Bdrm 3 has carpet & a double closet. The two share a 4pc main bath with ceramic flooring. Storage in every bedroom is the kind growing kids will test. {BASEMENT} The L-shaped rec room has a wood-burning fireplace, the kind of room that earns its keep on a cold November night. A den gives you space for a home office or a quiet corner. Between the two, everyone has room to spread out. Laundry is down here too, with washer, dryer & tub, combined with the utility room.{LOCATION}Burton Park is a 3 min walk, with Armbro Park & Tara Park about 5 min away. Within a 20 min walk are 4 playgrounds, 3 trails, 3 ball diamonds, 2 tennis courts & a sports field, so weekends are easy to fill. Catchment schools include Glendale PS, Beatty-Fleming Sr PS & David Suzuki SS, plus French-language options. The nearest bus stop is a 4 min walk & the Brampton rail stop is 18 min. Brampton Civic Hospital is within 7 km.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,680
- Property tax
- $423
- Heat allowance
- $150
- Housing costs
- $4,253 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$131,000
gross annual household income
- Payment at 4%
- $3,026 / mo
- Cash down
- $143,800
Assumes no other monthly debts · 25-yr amortization
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