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East Credit, Mississauga
$1,179,900
Welcome to 815 Nolan Road, a beautifully maintained and extensively upgraded detached home in Mississauga's highly desirable Heartland area! This stunning 3+1 bedroom, 4-washroom residence features a functional layout, smooth ceilings, elegant hardwood flooring, updated flooring (2022), fresh paint, pot lights and an oak staircase. The main floor offers a spacious combined living and dining area with large windows, while the separate family room features a cozy fireplace. The modern kitchen boasts quartz countertops, stainless steel appliances, ample cabinetry and porcelain flooring, complemented by a bright breakfast area with a walkout to the deck. Upstairs offers three generously sized bedrooms, including a spacious primary retreat with a walk-in closet and private 5-piece ensuite. All washrooms feature quartz countertops. The professionally finished basement apartment with a separate entrance includes a living/dining area, kitchen, bedroom and full washroom, ideal for extended family living. Major upgrades include furnace (2020), A/C (approx. 2022), washer and dryer (2020), energy-efficient attic insulation (2020), and pot lights with ESA certification (2020). Beautiful stamped concrete (2022) further enhances the property's curb appeal and outdoor space. Additional highlights include convenient garage access, a double-car garage and a private driveway with no sidewalk, accommodating up to 6 vehicles in total.Ideally located just minutes from Heartland Town Centre, Costco, schools, parks, shopping, public transit, and major highways including Highway 401 and 407, offering exceptional convenience and connectivity. A fantastic opportunity to own a move-in-ready home with extensive upgrades in a prime Mississauga location!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,039
- Property tax
- $610
- Heat allowance
- $150
- Housing costs
- $6,799 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$209,000
gross annual household income
- Payment at 4%
- $4,965 / mo
- Cash down
- $235,980
Assumes no other monthly debts · 25-yr amortization
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