
45 Trewartha Crescent
Heart Lake, Brampton
$849,000
Located on a quiet, family-friendly crescent, this completely detached 2-storey home has had thousands spent on upgrades and is certified as a legal 2-unit dwelling. The spacious upper unit offers over 1,450 sq. ft. of living space, featuring 3 generously sized bedrooms, including 2 with ensuite bathrooms, separate upstairs laundry, a convenient 2-piece powder room on the main level, smooth ceilings, pot lights, and an updated kitchen. Enjoy a walkout to the fully fenced backyard, storage shed, and double-car garage. The upper unit is currently occupied by quality tenants on a month-to-month basis who would prefer to stay, paying$2,800/month. The fully renovated lower-level apartment offers a separate entrance, 2 bedrooms, egress windows, laminate flooring throughout, and separate laundry, with rental potential of at least $1,700/month. With parking for up to 6 vehicles between the garage and driveway, this versatile property offers outstanding possibilities for investors, multi-generational families, or buyers looking to offset their mortgage with rental income. Live in one unit and rent the other, or add a turnkey legal 2-unit property to your portfolio!
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,871 |
| Lot Size | 37.5 ft x 105 ft |
| mls© Number | W14089534 |
| Listed By | RE/MAX REALTRON REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,346
- Property tax
- $489
- Heat allowance
- $150
- Housing costs
- $4,985 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$153,000
gross annual household income
- Payment at 4%
- $3,573 / mo
- Cash down
- $169,800
Assumes no other monthly debts · 25-yr amortization
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