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New5 days ago

100 Mill Street S

Downtown Brampton, Brampton

$995,000

Detached|2 1/2 Storey
3 | 2 | 6
About this home

Set on majestic, tree-lined Mill Street South, welcome to timeless style & elegance in the heart of historic Downtown Brampton. From the inviting front porch-perfect for watching the world go by-to the surprisingly private, cottage-like feel, this exceptional home offers rare character, refinement, and serenity. Lush perennial gardens create a secluded setting seldom found in the city. A stunning formal living room with fireplace sets the tone, while a gorgeous family room addition overlooks the prisitne gardens. The chef's kitchen is a true showpiece, featuring bespoke artisan poured-concrete countertops-custom crafted by a master craftsman with cloud-like smoothness, hand-burnished patina, and seamless integration. This one-of-a-kind architectural element includes an integrated sink and offers tactile luxury and architectural distinction. Complemented by built-in KitchenAid appliances, a large centre island, butler's servery area, a casual sitting area, and beautiful garden views through two oversized windows, every detail exudes sophistication. Convenient main-floor laundry with easy outdoor access. Upstairs you'll enjoy three generous bedrooms and a gorgeous newly renovated bathroom, with the finished upper loft providing flexible space for a home office or kid's playroom. The basement is equally impressive-beautifully renovated, with extensive built-ins, massive windows & bathroom. Outdoors, winding garden paths lead to multiple sitting areas and access to the detached double garage with potential for a garden suite. Imagine the possibilities the garage alone could create! This home offers the perfect blend of urban living & private retreat. Updates to name just a few: irrigation system, roof, garden doors, 2025 furnace, bespoke kitchen, garage doors, cvac, and new eavestroughs.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$6,204
Lot Size40 ft x 131.57 ft
mls© NumberW13838524
Listed ByROYAL LEPAGE REAL ESTATE SERVICES LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,093
Property tax
$517
Heat allowance
$150
Housing costs
$5,760 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,000
25-yr amortization

Income needed

$177,000

gross annual household income

Payment at 4%
$4,187 / mo
Cash down
$199,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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