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Listed 13 days ago

31 Brock Street

1045 - AC Acton, Halton Hills

$899,900

Detached|2-Storey
4 | 2 | 6
About this home

Charming, well-maintained Detached Duplex offering exceptional versatility for homeowners and investors. The main floor features a newly installed kitchen with stylish backsplash, two spacious bedrooms, a four-piece bath, and convenient in-suite laundry. A new gas furnace in 2025. Enjoy an eat-in kitchen with walk-out to a private backyard deck, complete with covered porch and gas BBQ hookup-perfect for outdoor entertaining. The fully self-contained second unit offers its own separate entrance, 2 bedrooms, in-suite laundry, and 2 gas fireplaces. The second unit is equipped with electric baseboard heating and features its own fenced backyard space. Freshly painted and move-in ready. Ideal for extended family or generating immediate rental income. Large lot overlooking a treed ravine with ample parking This home offers an attractive curb appeal with covered porch and timeless Century home character. A rare opportunity for first-time buyers, investors, or those seeking flexible multi-family living with strong income potential.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age100+
Size2000-2500 sq. ft.
Property Tax$3,707
Lot Size50.07 ft x 150.32 ft
mls© NumberW13811480
Listed ByEXIT REALTY HARE (PEEL)

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,606
Property tax
$309
Heat allowance
$150
Housing costs
$5,065 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $179,980
25-yr amortization

Income needed

$156,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$179,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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