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Listed 16 days ago

20 Mccullough Crescent

Georgetown, Halton Hills

$948,000

Detached|2-Storey
4 | 3 | 4
About this home

Offers anytime, no offer date! Welcome to this spacious 1,876 sq. ft. detached 4 bedroom home, tucked away on a quiet, private crescent in Georgetown's desirable Trafalgar Country neighbourhood with no neighbours directly in front. Offering 4 bedrooms, 3 bathrooms and a double-car garage with convenient interior access, this well-maintained home has plenty of space for the whole family. Upstairs, you'll find four bedrooms and a 4-piece main bathroom, including a spacious primary retreat featuring a walk-in closet, beautiful wraparound windows and a renovated ensuite complete with a glass shower and double vanity. The home has seen numerous updates over the years, including the roof, driveway, front porch, front and side doors, front landscaping, attic insulation and more. A separate side entrance through the laundry room adds everyday convenience, while the partially finished basement offers plenty of potential, including a rough-in for an additional bathroom. Outside, enjoy a beautiful backyard framed by mature trees, offering a peaceful setting with plenty of room to relax, entertain or play. Set in an established Georgetown neighbourhood with mature surroundings and a private crescent location, this is a home with the space, setting and potential to make it your own. Many upgrades include: Roof (2022), concrete driveway (2022), front porch (2022), front & side doors (2022), primary ensuite renovation (2021), blown-in attic insulation (2023), front landscaping (2023), dishwasher (approx. 2022/23), owned water softener (2015), hardwood upper hallway & stair carpeting (2010), furnace (2007), washer & dryer (2008), fridge & stove (age unknown), upgraded easy-tilt windows, upgraded main bathroom with granite countertop, newer deck & updated garage doors. Stair lift (2024) & garage lift (2023) can remain or be removed upon request.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$5,863
Lot Size40.03 ft x 114.83 ft
mls© NumberW13802312
Listed ByRE/MAX REALTY SPECIALISTS INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,852
Property tax
$489
Heat allowance
$150
Housing costs
$5,491 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $189,600
25-yr amortization

Income needed

$169,000

gross annual household income

Payment at 4%
$3,989 / mo
Cash down
$189,600

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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