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New5 days ago

32 Louisa Street

Sutton & Jackson's Point, Georgina

$709,000

Detached|Sidesplit 3
4 | 3 | 8
About this home

Solid Brick Sidesplit Steps to the Lake! Looking for a solid home with great potential in an unbeatable lakeside location? This spacious 4-bedroom, 3-bathroom brick sidesplit has great bones and a bright, sun-filled layout that just works. Tucked away on a quiet, local-traffic-only street, the home sits on a large lot with neighbours comfortably spread out, giving you the breathing room you've been looking for. An extra-long interlocking driveway means no more shuffling cars, and the double-car garage with a built-in workshop is perfect for weekend projects. Inside, natural light pours through the home, with great flow and practical spaces throughout, including an oversized main-floor laundry room and a bright family room with a walkout to the deck. The lifestyle is the real star here. Stroll to the lake, beaches, and parks, and enjoy the convenience of a York Region Transit stop right at the corner. Full of opportunity, this home is ready for its next owners to bring their vision to life and make it their own!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleSidesplit 3
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,596
Lot Size112.03 ft x 134.53 ft
mls© NumberN13842362
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,629
Property tax
$466
Heat allowance
$150
Housing costs
$4,245 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $141,800
25-yr amortization

Income needed

$131,000

gross annual household income

Payment at 4%
$2,984 / mo
Cash down
$141,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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