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New5 days ago

44 Lindsay Avenue

Bristol-London, Newmarket

$679,900

Semi-Detached |Bungalow
3 | 2 | 5
About this home

Welcome to this beautifully maintained and updated bungalow, offering exceptional versatility for first-time buyers, downsizers, investors, and extended families. The home features two separate, self-contained living spaces, providing excellent options for multi-generational living, personal use or future rental income. The bright and inviting main level features an open-concept layout connecting the kitchen, dining and living areas. A large, picturesque window fills the living room with natural light. Three spacious bedrooms are complemented by an updated kitchen and bathroom, newer flooring, and updated appliances. The lower-level unit has its own separate entrance and has been newly renovated, featuring a full kitchen, full bathroom, large bedroom, separate laundry room, and comfortable living area. Legally registered with the Town of Newmarket as an Additional Residential Unit (ARU), the basement is currently vacant, giving the new owner immediate flexibility. Numerous improvements have been completed throughout the home, including 2026 kitchen and bathroom upgrades, updated appliances, new flooring throughout both levels, a 2025 gas furnace, 100-amp electrical service, and 2021 shingles and gutters. Outside, enjoy a spacious, private, fully fenced backyard and a large front driveway with ample parking. Ideally situated in a desirable area of Newmarket, close to VIVA transit, schools, shopping, plazas, Upper Canada Mall, Southlake Regional Health Centre, parks and numerous amenities.

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agent
Macallum Tepsich
(647) 326-2579
TypeSemi-Detached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,798
Lot Size32.5 ft x 95 ft
mls© NumberN13841566
Listed ByRE/MAX EXCEL REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,480
Property tax
$317
Heat allowance
$150
Housing costs
$3,947 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,980
25-yr amortization

Income needed

$121,000

gross annual household income

Payment at 4%
$2,861 / mo
Cash down
$135,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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