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New6 days ago

31 Johnston Street

Pefferlaw, Georgina

$639,000

Detached|Bungalow-Raised
3 | 1 | 5
About this home

Welcome to 31 Johnson Street, a raised bungalow situated on a lovely, quiet street in the heart of Pefferlaw on an impressive 80' x 200' lot. This 3-bedroom, 1-bathroom home offers a bright, open-concept layout with an eat-in kitchen featuring a walkout to a covered deck overlooking the expansive backyard-an ideal spot to relax, entertain and enjoy the outdoors.A standout feature of the property is the detached garage/workshop, complete with hydro and a storage loft, offering excellent space for the hobbyist, tradesperson or additional storage.The partly finished lower level provides plenty of additional living space and potential, featuring a large recreation room with above-grade windows, an additional bedroom space and room to customize and finish to suit your needs.With its generous lot, functional layout, detached workshop and plenty of opportunity to make it your own, this property offers great potential in an established neighbourhood.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow-Raised
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,982
Lot Size81 ft x 200 ft
mls© NumberN13840396
Listed ByColdwell Banker 2M Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,271
Property tax
$249
Heat allowance
$150
Housing costs
$3,669 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $127,800
25-yr amortization

Income needed

$113,000

gross annual household income

Payment at 4%
$2,689 / mo
Cash down
$127,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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