22 Waterfield Drive
Bendale, Toronto
$888,000
Fantastic Location on a Quiet Could De Sac Treed Lined Street, Close to the Scarborough Town Centre. Original Owners for 53 Years. Property Abuts a Ravine behind the Extra Large Fenced In Lot in the Desirable Birkdale Park Community. Owners Added a Huge Rear Addition (27ft X 17Ft) with a Walkout to the Very Secluded Ravine Lot. In-Law Basement (Not Retrofitted) Apartment, which also Features the Addition w/a Wood Burning Stone Fireplace. Modern Kitchen Awaits The New Buyer! EZ Showing w/Lockbox.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,545
- Property tax
- $441
- Heat allowance
- $150
- Housing costs
- $5,136 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$158,000
gross annual household income
- Payment at 4%
- $3,737 / mo
- Cash down
- $177,600
Assumes no other monthly debts · 25-yr amortization
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