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New2 days ago

31 Hoad Street

Newcastle, Clarington

$999,888

Detached|2-Storey
4 | 4 | 4
About this home

Welcome to 31 Hoad St, Newcastle! This impressive 2-year-old detached home, built in 2024, offers spacious and beautifully designed living space and features approximately $50,000 in builder upgrades. The welcoming wide entrance leads to spacious, functional living areas, while the upgraded kitchen boasts extended cabinetry for added storage and style. Enjoy upgraded bathrooms, generously sized bedrooms, including two bedrooms with private ensuites, perfect for families, guests or multi-generational living. The walkout basement offers excellent future potential for additional living space, recreation, a home office or possible rental use, with the option to add another side entrance for even greater flexibility. Interior garage access and an additional side door to the backyard add everyday convenience Situated in the growing Newcastle community of Clarington, this home offers a wonderful blend of modern suburban living and small-town charm, with parks, schools, local amenities and downtown Newcastle nearby, plus convenient access to major highways for commuters. A newer home with exceptional upgrades, spacious bedrooms, ensuite accommodations and outstanding future potential-a fantastic opportunity for families looking to grow and enjoy everything Newcastle has to offer!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$6,880
Lot Size33.5 ft x 106.65 ft
mls© NumberE13856642
Listed ByGALAXY STARS REALTY INC.

Listing History

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  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,118
Property tax
$573
Heat allowance
$150
Housing costs
$5,841 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $199,978
25-yr amortization

Income needed

$180,000

gross annual household income

Payment at 4%
$4,208 / mo
Cash down
$199,978

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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