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Downtown Whitby, Whitby
$799,900
A Rare Piece of Old Whitby on an Extraordinary 198-Foot-Deep Lot. Discover the timeless character and remarkable possibilities of this charming century home, ideally situated in one of Old Whitby's most established and sought-after neighbourhoods. Offering approximately 2,000 sq. ft. of living space and set on an impressive 48 x 198-foot lot, this exceptional property offers a rare combination of space, privacy and history, with expansive grounds and ample room for a future pool, gardens and outdoor entertaining. A welcoming covered front porch sets the tone, offering the perfect place to relax and enjoy the quiet, tree-lined surroundings. Inside, the home blends century charm with comfortable family living. The main level features a spacious kitchen, generous living and dining areas, plus a separate family room with a 3-piece bathroom and a walkout to the deck and the magnificent deep backyard. Upstairs are three bedrooms and a full bathroom, while the lower level expands the living space with a fourth bedroom, tea kitchen, powder room and additional living area-ideal for guests, extended family or flexible use. A standout feature is the massive insulated garage, over 500 sq. ft.-an incredible space for the hobbyist, collector, workshop, studio, or ultimate retreat. All this within walking distance of Downtown Whitby, with shopping, dining, entertainment, and everyday amenities. A rare opportunity to own a character-filled home on an extraordinary lot in historic Old Whitby.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $5,793 |
| Lot Size | 48 ft x 198 ft |
| mls© Number | E13846852 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,094
- Property tax
- $483
- Heat allowance
- $150
- Housing costs
- $4,727 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$145,000
gross annual household income
- Payment at 4%
- $3,366 / mo
- Cash down
- $159,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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