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New4 days ago

312 Walnut Street W

Downtown Whitby, Whitby

$799,900

Detached|2-Storey
3 | 3 | 6
About this home

A Rare Piece of Old Whitby on an Extraordinary 198-Foot-Deep Lot. Discover the timeless character and remarkable possibilities of this charming century home, ideally situated in one of Old Whitby's most established and sought-after neighbourhoods. Offering approximately 2,000 sq. ft. of living space and set on an impressive 48 x 198-foot lot, this exceptional property offers a rare combination of space, privacy and history, with expansive grounds and ample room for a future pool, gardens and outdoor entertaining. A welcoming covered front porch sets the tone, offering the perfect place to relax and enjoy the quiet, tree-lined surroundings. Inside, the home blends century charm with comfortable family living. The main level features a spacious kitchen, generous living and dining areas, plus a separate family room with a 3-piece bathroom and a walkout to the deck and the magnificent deep backyard. Upstairs are three bedrooms and a full bathroom, while the lower level expands the living space with a fourth bedroom, tea kitchen, powder room and additional living area-ideal for guests, extended family or flexible use. A standout feature is the massive insulated garage, over 500 sq. ft.-an incredible space for the hobbyist, collector, workshop, studio, or ultimate retreat. All this within walking distance of Downtown Whitby, with shopping, dining, entertainment, and everyday amenities. A rare opportunity to own a character-filled home on an extraordinary lot in historic Old Whitby.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$5,793
Lot Size48 ft x 198 ft
mls© NumberE13846852
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$483
Heat allowance
$150
Housing costs
$4,727 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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