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New6 days ago

359 Sexton Street

Port Perry, Scugog

$697,000

Detached|1 1/2 Storey
3 | 2 | 4
About this home

Welcome to a charming piece of Port Perry history! Lovingly cared for by the same family for over 50 years, this character-filled home sits on a beautiful corner lot surrounded by mature trees and established perennial gardens in a quiet, mature neighbourhood. Offering approx. 1,660 sq. ft., the home blends the warmth and charm of an older home with flexible living space and opportunity to make it your own. The main level is comfortably heated by a Napoleon natural gas furnace (2014); although electric baseboards remain visible, they are no longer used on the main floor. Inside you'll find an eat-in kitchen, living room with hardwood floors, modernized 4-pc bath and convenient main-floor laundry. A wonderful feature is the approx. 560 sq. ft. addition, completed in 1988/89, offering a spacious studio/family room with Napoleon gas fireplace and separate entrance. Combined with the main-floor bath and laundry, this versatile space offers excellent potential for convenient main-level living, while also lending itself to a home office, creative studio, guest space or potential home-based business. The addition was framed to allow future conversion into a 2-car garage if desired. Upstairs are 3 bedrooms, while the partially finished basement offers a cozy rec room, office/playroom, second laundry setup and 2-pc bath. Enjoy morning coffee on the deck overlooking the mature treed setting and colourful gardens. A double-wide driveway provides parking for 4 vehicles plus a custom-built garden shed. Walk to downtown Port Perry for shopping, dining and amenities, or stroll to the waterfront, parks, playground and splash pad. Improvements include upgraded thermal Styrofoam insulation with the vinyl siding, shingles (2017), gas fireplace (2019), deck (2022) and rental hot water tank (2026). 2025 utilities: Natural Gas $1,326.00, Hydro $464.70 and Water $561.40. Full of character, flexibility and possibilities, this much-loved home is ready for its next chapter.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,633
Lot Size66 ft x 132 ft
mls© NumberE13837082
Listed ByRe/Max Hallmark First Group Realty Ltd.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,568
Property tax
$386
Heat allowance
$150
Housing costs
$4,104 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,400
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$2,933 / mo
Cash down
$139,400

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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