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Listed 9 days ago

631 Mill Street S

Newcastle, Clarington

$2,699,999

Detached|2-Storey
4 | 4 | 14
About this home

LAKE ONTARIO VIEWS | EXCEPTIONAL CUSTOM HOME | BOND HEAD A rare opportunity to own a brand-new custom residence directly across from Lake Ontario in Newcastle's historic Bond Head community. Step outside and enjoy immediate access to Bond Head Beach, Marina, Pier and private boat launch, while expansive Lake Ontario views create a spectacular backdrop to everyday living. Soaring 10-foot main-floor ceilings and a dramatic 20-foot great room designed to capture natural light and the surrounding landscape. The open-concept main level provides an effortless flow between the living, dining and kitchen spaces, creating an ideal setting for both intimate gatherings and large-scale entertaining. The custom chef's kitchen features a dedicated servery, integrated high-end appliances and generous preparation and gathering space, opening directly to the wraparound deck. The main-floor primary suite is a private retreat with serene lake views, walk-out access, a spacious walk-in closet and a spa-inspired ensuite. Upstairs, a sophisticated lounge with built-in bar creates an additional gathering space and opens onto a spectacular rooftop terrace. Here, panoramic Lake Ontario views provide an extraordinary setting for morning coffee, evening cocktails and sunset entertaining. The outdoor living experience continues with approximately 2,000 sq. ft. of thoughtfully designed exterior entertaining space, including a covered deck and expansive private backyard. An oversized attached double garage, additional covered parking and extensive driveway parking provide exceptional flexibility for vehicles, recreational equipment and guests. This is more than a new home-it is an opportunity to establish a lifestyle in one of Newcastle's most distinctive waterfront settings. Enjoy the tranquility and character of historic Bond Head while remaining within easy reach of Newcastle's amenities and approximately 45 minutes from Toronto.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. AgeNew
Size2500-3000 sq. ft.
Property Tax---
Lot Size189.5 ft x 198.36 ft
mls© NumberE13830782
Listed ByKeller Williams Energy Real Estate

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's estimated carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$13,820
Property tax (estimated)
$0
Heat allowance
$150
Housing costs
$13,970 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $540,000
25-yr amortization

Income needed

$430,000

gross annual household income

Payment at 4%
$11,362 / mo
Cash down
$540,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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