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Listed 10 days ago

12 Giles Court

Blue Grass Meadows, Whitby

$799,900

Detached|2-Storey
3 | 3 | 5
About this home

Welcome to your private sanctuary on a quiet, family-friendly cul-de-sac! This charming 3-bedroom detached home sits on a rare, deep pie-shaped lot with no rear residential neighbours. Lined with lush, mature trees at the back, the yard creates a peaceful, ravine-like feel with fantastic privacy for summer entertaining, kids, and pets. The practical layout seamlessly connects bright living and dining spaces to a sunlit kitchen featuring a walk-out to the massive backyard. Upstairs boasts three spacious bedrooms, a full bath, and convenient upper-floor laundry. A separate side entrance leads to a fully self-contained 1-bedroom basement suite complete with its own kitchen and bathroom-ideal for an in-law suite, multi-generational living, or rental income to offset your mortgage. Awaiting your personal finishes, this home offers incredible value with major peace-of-mind upgrades already done: New Roof w/ 10-Yr Warranty (2026), Fresh Paint (2026), AC (2019), and Furnace (2017). A rare find with this much land and potential at this price point-book your showing today!

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
Style2-Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$5,558
Lot Size21.76 ft x 130.84 ft
mls© NumberE13824922
Listed ByHOMELIFE MAPLE LEAF REALTY LTD.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$463
Heat allowance
$150
Housing costs
$4,707 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$145,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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