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Listed 13 days ago

96 Oakes Avenue

O'Neill, Oshawa

$559,000

Detached|Bungalow
3 | 2 | 6
About this home

More house, more flexibility and a backyard to actually enjoy. Set on a quiet street in Oshawa's established O'Neill neighbourhood, this renovated 3+1 bedroom bungalow delivers a smart combination of comfortable everyday living and valuable space for the way families live today. The main floor is bright and welcoming, with a traditional layout that gives the living and dining areas their own sense of space, plus an eat-in kitchen designed for real everyday use. Three bedrooms and a full bathroom keep everything you need on one level, making the layout equally appealing for young families, downsizers or anyone looking for fewer stairs. Downstairs is where this home really expands its possibilities. With a separate entrance, second kitchen, full bathroom, additional bedroom, generous living area and flexible den/office space, the finished lower level creates an entirely different layer of functionality that's ideal for extended family, older kids, overnight guests, working from home or simply having more room to spread out. Outside, a 42.5 x 105 ft property gives you a proper fenced backyard, while the detached garage and parking for up to six vehicles solve one of the practical challenges many homes simply can't. The location keeps daily life convenient too, with schools, parks, shopping and transit nearby and easy connections across Oshawa and Durham Region. Renovated, versatile and offering considerably more than meets the eye from the street, 96 Oakes is the kind of home that can adapt as your needs change-without having to move every time life does.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,136
Lot Size42.5 ft x 105 ft
mls© NumberE13810572
Listed BySignature Elite Realty Ltd.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,861
Property tax
$428
Heat allowance
$150
Housing costs
$3,439 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $111,800
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,352 / mo
Cash down
$111,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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