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Listed 14 days ago

88 Simpson Avenue

Bowmanville, Clarington

$969,999

Detached|Backsplit 4
4 | 2 | 6
About this home

Truly Custom Built, One Of A Kind Brick Backsplit In Older Bowmanville Neighborhood. More than 3000 square feet of finished living space. Over sized fully fenced private backyard, full of perennials, surrounded by bungalows. Easy 401 access, walk to downtown, hospital, visual arts centre, parks & walking trails. Loads of updates, see feature sheet. Open Concept floorplan with large spacious rooms. Living/Dining room combo with oak hardwood floors & double french doors. Perfect For Entertaining. South facing eat-in kitchen with ganite counters, glass backsplash, gas stove, stainless steel appliances & walk out to side deck with gas hook up for BBQ. Great spot for morning coffee or summer dinners. Huge family room with engineered Hickory hardwood floors, gas fireplace & loads of windows, open to office space for "Work At Home", double garden doors to interlock patio, pergola, hot tub ("as is") & perennial gardens. Recently updated 3 piece bath with porcelain tile & walk-in shower with modern glass sliding doors. Laundry room on same level complete with laundry chute from second floor bath, never carry dirty laundry down the stairs again! Nicely sized primary bedroom with walk-in closet & spa like semi ensuite washroom includes carrera marble floors, freestanding soaker tub, curbless shower & double vanity. Two further large bedrooms for the kids with double closests. Lower level includes rec room for family movies, gaming & homework. 4th spacious bedroom with two closets. Utility/fridge room for storage or future 3rd bath. Double car garage with EV 220 plug & natural gas hook up for potential heater. This sunny home is full of windows & great space for entertaining inside & out. Not A Cookie Cutter Subdivision Home!! School zone shows as Central School but our kids went to Vincent Massey Public School as we are on the border.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBacksplit 4
Approx. Age31-50
Size2000-2500 sq. ft.
Property Tax$6,245
Lot Size57.49 ft x 127.52 ft
mls© NumberE13807902
Listed ByRoyal Service Real Estate Inc.

Listing History

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  • No recent lease history for this listing.

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,965
Property tax
$520
Heat allowance
$150
Housing costs
$5,635 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $194,000
25-yr amortization

Income needed

$173,000

gross annual household income

Payment at 4%
$4,082 / mo
Cash down
$194,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

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