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Listed 17 days ago

40 Wilmot Trail

Newcastle, Clarington

$419,900

Detached|Bungalow
2 | 2 | 2
About this home

Move in and enjoy!!! Easy one-level living in the sought-after Wilmot Creek Adult Lifestyle Community, offering the comfort of a bungalow with the amenities and social lifestyle this community is known for. Freshly painted and well maintained, this bright 2-bedroom, 2 FULL-bathroom home has a practical layout that makes everyday living easy. The spacious living and dining area offers plenty of room for relaxing or entertaining. The kitchen is bright and functional with good cabinet and counter space, a walkout directly to the deck, plus a convenient side entrance. The primary bedroom features a walk-in closet and private 3-piece ensuite. The second bedroom has new broadloom and works equally well for overnight guests, a home office or hobby room. A second 4-piece bathroom adds convenience for guests. Outside, the setting is one of the nicest parts of the property. Step onto the deck and enjoy the mature trees, open green space and natural surroundings - a comfortable spot for morning coffee, summer dinners or simply enjoying the outdoors. Two storage sheds provide plenty of room for gardening tools, seasonal items and outdoor furniture. Living in Wilmot Creek means more than just owning a home - it's a lifestyle. Enjoy the community's recreational facilities, social activities, walking areas and beautiful setting close to Lake Ontario, while still being just minutes from Bowmanville, shopping and everyday conveniences. Enjoy exceptional value with a monthly fee of just $824.85, including land lease, property taxes, water, and access to a wonderful selection of community amenities and activities.

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agent
Macallum Tepsich
(647) 326-2579
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$1,338
Lot Size0 ft x 0 ft
mls© NumberE13799260
Listed ByRE/MAX Jazz INC.

Listing History

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  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,149
Property tax
$112
Heat allowance
$150
Housing costs
$2,411 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $83,980
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,767 / mo
Cash down
$83,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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