1431 Ritson Road S
Lakeview, Oshawa
$699,000
2 full kitchens. This is a good solid investment .Legal Duplex registered with the city of Oshawa (certificate on file). Opportunity awaits. 2 plus 1 bedroom, 2 kitchens, common lower floor laundry facilities with 6 car parking. Amazing tenant occupy the lower unit, always quiet and reliable, amazing tenant occupies the upper unit. Both tenants have great jobs, reliable and quiet. Gas furnace and central air 2018, attic insulation 2019, driveway to be newly paved 2026, shingles 2023. Includes 2 fridges, 2 stoves, 1 washer, 1 dryer, 2 dishwashers.
No extras listed.
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| Type | Detached |
| Style | Bungalow-Raised |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,844 |
| Lot Size | 27.89 ft x 108.27 ft |
| mls© Number | E13793936 |
| Listed By | RE/MAX Jazz INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,578
- Property tax
- $320
- Heat allowance
- $150
- Housing costs
- $4,048 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$125,000
gross annual household income
- Payment at 4%
- $2,942 / mo
- Cash down
- $139,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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