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Listed 2 months ago

528 Gaylord Drive

Eastdale, Oshawa

$599,000

Semi-Detached |2-Storey
3 | 2 | 2
About this home

Spacious 3-bedroom semi-detached home on a generous 46.78 x 105 ft lot in Oshawa's Eastdale community. Bright living room with bay window, dining room with walkout to a large deck, functional kitchen with breakfast bar, and finished basement with rec room, office and 3 -piece bath. Close to schools, parks, Harmony Valley trails, transit, Highway 401 and amenities. A/C & furnace (2016), roof (2013), backyard shed (2019).

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agent
Macallum Tepsich
(647) 326-2579
TypeSemi-Detached
Style2-Storey
Approx. Age31-50
Size1100-1500 sq. ft.
Property Tax$3,887
Lot Size46.78 ft x 105 ft
mls© NumberE13643400
Listed ByRE/MAX REALTRON REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,066
Property tax
$324
Heat allowance
$150
Housing costs
$3,540 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,800
25-yr amortization

Income needed

$109,000

gross annual household income

Payment at 4%
$2,521 / mo
Cash down
$119,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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