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| Heat Included | |
| Building Insurance Included | |
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123 - 1030 King Street W
Niagara, Toronto
$609,000
Loft living without the typical condo box. This mid-century modern townhouse loft at DNA3 sits right on the main floor, and its high ceilings make about 600-699 sq ft feel far bigger. The open-concept layout brings the kitchen, dining and living areas together. You get hardwood throughout, and integrated stainless steel appliances. The primary bedroom has a walk-in closet with custom California built-ins. There's also an oversized den, big enough for a real home office or a guest space. Custom Maxxmar blinds, ensuite laundry and central air finish it off. Owned parking and a large owned locker are both included, which is rare in King West. Maintenance covers heat, water, central A/C and parking. Building amenities include a gym, a party room, a rooftop deck and garden, security and visitor parking. You're steps from King West's restaurants and cafés, with TTC, groceries, Liberty Village and Trinity Bellwoods all close by. A great fit for a professional or couple who wants more space and more character than the usual 1+1.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,117
- Property tax
- $258
- Heat allowance
- $150
- Condo fees, half counted
- $292
- Housing costs
- $3,817 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$117,000
gross annual household income
- Payment at 4%
- $2,563 / mo
- Cash down
- $121,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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