| Heat Included | |
| Hydro Included | |
| Water Included | |
| CAC Included | |
| Common Elements Included | |
| Building Insurance Included | |
| Parking Included |
Featured
New4 hours ago
618 - 195 Merton Street
Mount Pleasant West, Toronto
$365,000
Condo Apartment |
1 | 1 | 1 | 1
About this home
An Excellent Bachelor Apartment in a Central Location, at an affordable price. South facing apartment with treetop views over the Beltline Trail. Clean and freshly painted. 400 sf plus large balcony. Parking and locker. Popular well run building. Concierge, gym, sauna, party room, community BBQ, visitor parking. Heat, hydro water, central air in maintenance fees. Convenient location close to shops, restaurants, subway. Easy to show, available immediately.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,868
- Property tax
- $168
- Heat allowance
- $150
- Condo fees, half counted
- $250
- Housing costs
- $2,436 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $73,000
25-yr amortization
Income needed
$75,000
gross annual household income
- Payment at 4%
- $1,536 / mo
- Cash down
- $73,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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