| Building Insurance Included |

































5309 - 100 Harbour Street
Waterfront Communities C1, Toronto
$659,000
Spectacular Panoramic Lake Views from the 53rd Floor! Experience waterfront living at the prestigious Harbour Plaza Residences by Menkes. This stunning south-facing suite features 1 bedroom plus a large enclosed den, quartz countertops, upgraded finishes throughout, and a private balcony offering breathtaking, unobstructed views of Lake Ontario. Enjoy exceptional amenities including 24-hour concierge, fitness facilities & indoor pool access, yoga studio, sauna, steam room, party lounges, theatre room, games room, guest suites, and outdoor terrace with BBQs. Unbeatable downtown location with direct indoor PATH access connecting to Union Station, transit, shopping, and the Financial District. Steps to the waterfront, Scotiabank Arena, Rogers Centre, CN Tower, restaurants, and entertainment. An incredible opportunity to enjoy stunning lake views and the best of downtown Toronto living!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,373
- Property tax
- $273
- Heat allowance
- $150
- Condo fees, half counted
- $370
- Housing costs
- $4,167 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$128,000
gross annual household income
- Payment at 4%
- $2,773 / mo
- Cash down
- $131,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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