| Heat Included | |
| Common Elements Included | |
| Water Included | |
| CAC Included | |
| Building Insurance Included | |
| Parking Included |































319 - 955 Queen Street W
Niagara, Toronto
$1,299,000
Experience loft living at its finest at Chocolate Lofts! This stunning, sun-filled corner suite seamlessly blends authentic hard loft architecture with modern design. Featuring soaring ceilings, exposed beams and ductwork, beautiful exposed brick walls, wood-slat ceilings, oversized windows, multiple Juliette balconies, and wide plank hardwood floors throughout, this space is full of character and charm. The thoughtfully designed 2-bedroom, 2-bathroom split-plan layout offers both comfort and privacy. The spacious primary bedroom features a walk-in closet and private ensuite bathroom. The open concept kitchen features full-sized stainless steel appliances, granite countertops, and a centre island, perfect for entertaining. Additional features include a locker and a dedicated bike parking spot conveniently attached to your parking space. Enjoy vibrant Queen West living, just steps from trendy shops, restaurants, cafés, and directly across from the famed Trinity Bellwoods Park! A fantastic opportunity to experience the warmth, character, and timeless appeal of authentic loft living at the iconic Chocolate Lofts!
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,649
- Property tax
- $409
- Heat allowance
- $150
- Condo fees, half counted
- $552
- Housing costs
- $7,759 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$239,000
gross annual household income
- Payment at 4%
- $5,466 / mo
- Cash down
- $259,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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