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New1 day ago

27 St Paul Street

Moss Park, Toronto

$1,199,000

Semi-Detached |2-Storey
2 | 2 | 1
About this home

Tucked along a quiet block just north of King Street, this extensively updated home pairs original character with thoughtful upgrades throughout. Hardwood floors flow through the main level, complemented by high ceilings, an original plaster archway and a gas fireplace. The galley kitchen (2021) includes a gas stove and is induction-ready with a 240-volt hookup. The kitchen opens directly to a private patio and landscaped garden. Upstairs features new red oak hardwood floors and a fully renovated five-piece bathroom with heated floors, a heated mirror and a skylight and soundproofed party walls.The finished lower level offers a separate entrance, a bedroom, a living space, a three-piece bath and rough-ins for a kitchen. Key upgrades include a copper water line (2021), a backwater valve (2021), a tankless water heater (2023) and soundproofing for the party wall and primary bedroom (2023). Moments from King St, the Distillery District, Corktown Common, the TTC and the DVP, this is a rare freehold home in one of downtown Toronto's most storied neighbourhoods. 1 parking included off the laneway.

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agent
Macallum Tepsich
(647) 326-2579
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$6,192
Lot Size16.08 ft x 73 ft
mls© NumberC14112596
Listed BySOTHEBY'S INTERNATIONAL REALTY CANADA

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

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Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,137
Property tax
$516
Heat allowance
$150
Housing costs
$6,803 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $239,800
25-yr amortization

Income needed

$209,000

gross annual household income

Payment at 4%
$5,046 / mo
Cash down
$239,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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